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How to Maximize Your Vision Insurance Benefits Before Year-End

AdobeStock 348774948 Insurance BlogAs the end of the year approaches, now is the perfect time to make the most of your vision insurance benefits. Many vision insurance plans operate on a yearly cycle, meaning unused benefits may not roll over to the next year.

You can maximize your savings and ensure your eye health is prioritized. Peak Eyecare Optometry is here to help you take full advantage of your benefits and end the year with a clear, healthy vision.

1. Schedule Your Comprehensive Eye Exam

Regular eye exams in Santa Clarita are the cornerstone of good eye health, and most vision insurance plans cover an annual exam. If you haven’t had yours yet this year, now is the time to schedule. A comprehensive eye exam can:

  • Detect early signs of eye diseases like glaucoma, cataracts, or macular degeneration.
  • Ensure your prescription is up to date for glasses or contact lenses.
  • Address symptoms of digital eye strain or other vision issues.

Tip: Don’t wait until the last minute to book your appointment. Year-end slots fill up quickly as others rush to use their benefits.

2. Use Your Frame and Lens Allowance

Most vision insurance plans include an allowance for frames, lenses, or contact lenses. If you’ve been putting off updating your eyewear, now is the perfect time to shop.

  • Frames: Choose from a variety of stylish and functional options at Peak Eyecare Optometry.
  • Lenses: Upgrade with features like anti-reflective coatings, blue light filters, or progressive lenses for added comfort and performance.
  • Contacts: Stock up on your favorite brand or explore options like multifocal or toric lenses.

Tip: Be sure to check your plan’s details to understand your coverage and copayments.

3. Explore Options for Specialty Services

Some vision insurance plans also provide coverage for specialty services or products, such as:

  • Prescription sunglasses to protect your eyes from UV rays.
  • Contact lens fittings for patients with unique needs, such as keratoconus or dry eye syndrome.
  • Myopia management treatments for children, which can slow the progression of nearsightedness.

Take advantage of these additional benefits to enhance your vision and eye health.

 4. Use Your FSA or HSA Funds

If you have a Flexible Spending Account (FSA) or Health Savings Account (HSA), these funds can typically be used for out-of-pocket vision care expenses. Consider using them for:

  • New eyewear, including prescription sunglasses.
  • Contact lenses and supplies.
  • Eye drops, cleaning solutions, or specialty treatments not fully covered by insurance.

Tip: Most FSA funds must be used by the end of the calendar year, so don’t let them go to waste.

5. Schedule Follow-Up or Preventive Care Appointments

If you’ve been prescribed a treatment plan or need follow-up care, use your insurance benefits to stay on track. Preventive care can save money in the long run by addressing minor issues before they become major problems.

Understand Your Plan’s Coverage Limits

Insurance plans vary, so it’s essential to know your specific benefits. Common questions to ask include:

  • How much of my annual frame and lens allowance remains?
  • Are there discounts for multiple pairs of glasses or specialty lenses?
  • Does my plan cover advanced diagnostic tests during an eye exam?

Peak Eyecare Optometry’s knowledgeable staff can help you review your coverage and make the most of your benefits.

Why Acting Before Year-End Matters

Most vision insurance plans reset on January 1st, meaning any unused benefits will be forfeited. Don’t leave money on the table—prioritize your vision health and maximize your savings now.

Schedule Your Appointment Today

Peak Eyecare Optometry is committed to helping you achieve clear vision and healthy eyes while making the most of your vision insurance benefits. From comprehensive eye exams to a wide selection of eyewear, our team is here to meet all your eye care needs.

Don’t wait—schedule your appointment today and maximize your vision insurance benefits before the year ends!